Which option describes a scenario that does NOT constitute a continuing relationship?

Cashing a check at a bank represents a one-time transaction rather than an ongoing engagement with the bank. This scenario involves a singular act where the customer exchanges a check for cash, without establishing any additional ties or commitments to the bank. The other options, such as having a loan, opening a savings account, or making regular credit card payments, signify a continuing relationship because they involve ongoing interactions and obligations over time. These scenarios typically entail persistent access to services, regular payments, or continued account management, characterizing them as enduring engagements between the customer and the financial institution. Therefore, the correct answer highlights a situation that lacks the sustained, ongoing nature typically associated with a continuing relationship.