What type of transaction is NOT considered as establishing a continuing relationship with a financial institution?

A one-time cash withdrawal is not considered as establishing a continuing relationship with a financial institution because it involves a single transaction without subsequent ongoing interactions. Such a transaction does not create any obligations or expectations for future engagement between the customer and the financial institution.

In contrast, recurring automated payments, receiving monthly statements, and making an application for credit all signify an ongoing relationship. Recurring automated payments indicate that the customer has set up regular interactions with the institution for payments. Receiving monthly statements suggests that there is an ongoing account relationship where the institution maintains communication with the customer. Making an application for credit indicates the initiation of a potential long-term financial interaction that may lead to an account or ongoing service with the institution. Each of these options involves continuous engagement, whereas a one-time cash withdrawal is a standalone transaction.