What type of information is not disclosed under the GLBA without consent?

The Gramm-Leach-Bliley Act (GLBA) establishes specific guidelines regarding the disclosure of consumer information, particularly focusing on financial institutions. Sensitive personal financial information, such as account numbers, social security numbers, and income details, is protected under this legislation. Financial institutions are required to keep such information private and cannot disclose it without the explicit consent of the consumer.

This is crucial for maintaining the privacy and security of individuals' financial data, as it helps prevent identity theft and ensures that consumers have control over who accesses their sensitive personal information. The act emphasizes that sensitive personal financial information is inherently private and necessitates consent prior to disclosure, making it a cornerstone of privacy compliance in the financial sector.

On the other hand, publicly available information is not protected in the same way and can be disclosed without consent. Similarly, business transaction summaries and marketing data may not require explicit consent for disclosure under certain circumstances, as they can fall under different regulatory frameworks or exceptions outlined in the GLBA.